Refinance

The decision on whether or not to refinance has, in the past, meant balancing the savings of a lower monthly payment against the costs of refinancing. In recent years, Colorado Mortgage and Home Loan has introduced "no cost" and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing. (These refinancing packages compensate with a higher interest rate, or by including some of the costs in the amount that is financed.)

With traditional refinancing, the interest rate for your new mortgage is often about 2 percentage points below the rate of your current mortgage. However, with the newer low- and no-cost refinancing programs offered by Colorado Mortgage and Home Loan, home owners can find it valuable to refinance to obtain a smaller reduction in interest rates.

More Refinance Information

Mortgage options

Saving Money

Our loan professionals will be happy to help you with your decision to refianance, simply fill out the form below and we will contact you shortly.

Refinance Info Request
*First		*Last
*E-mail		*Phone

Type of Loan	Purchase Refinance Debt Consolidation Cash Out Home Equity Loan Income Property
Loan Amount	0-25K 25K-50K 50K-100K 100K-200K 200K-300K 300K-400K 500K+
Credit	Excellent Good Slow Pay 30 Day Late Some Collections

Total Monthly Expenses	0-2K 2K-2.5K 2.5K-3K 3K-3.5K 3.5K-4K 4K-5K 5K-6K 6K+
Total Monthly Income	0-2K 2K-2.5K 2.5K-3K 3K-3.5K 3.5K-4K 4K-5K 5K-6K 6K+

*Required

Colorado Mortgage and Home Loan provides the lowest interest rates available for mortgages and home loans, 2nd mortgages, a refinance home loan, first time buyers and bad credit loans for buying Colorado real estate for sale and homes in Colorado.

• Colorado Springs
  
• Pueblo
  
• Denver
  
• Aurora
  
• Vail
  
• Fort Collins
  
• Greeley
  
• Lakewood
  
• Arvada
  
• Durago
  

Colorado Mortgage and Home Loan often helps new home buyers acquire the home of their dreams through our first time home buyers programs. These programs include exclusive loan products that allow home buyers to have a low down payment, FHA which offers a low interest rate, and MCC which gives home buyers a reduced tax break.

We can finance any and all Colorado First Time Home Buyers regardles of credit and the available or unavailable notorious down payment. Don't worry, call and we'll handle everything for you.

Did you know that you could be eligible for a 100% loan to value ratio? This means no out of pocket cash for a down payment.

Colorado Mortgage and Home Loan also offers hundreds of low down payment mortgage options for Colorado real estate.

Save money? Lower your payment? Get cash out? Lower your rate?

These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.

Couple that with:

• No cash out of pocket
• No closing costs
• No hidden fees
• No points
• No stress
  
  And you see why 90% of our business is from repeat and referral clients.
  
  Call today and speak with the premier Colorado mortgage brokers,
  Colorado Mortgage and Home Loans .com