Down Payment Grants

There are many institutions available to assist homebuyers in the home loan process, one of which is The Partners in Charity Program or PIC. Provided that the homebuyers meet two conditions PIC will gladly give the borrowers a gift equal to 3%, 4%, or 5% of the final sale price of the home. These funds are intended to be used to cover the down payment and closing costs.

The criteria that need to be met are as follows:

(1) The homebuyers need to qualify for one of the many eligible home loan programs

(2) The homebuyers must complete a Home Ownership Counseling Course

When the criteria are met and the gift has been given to the homebuyers they need not worry about repayment and this gift can be used for most types of homes in most geographical locations. Your home loan officer at Colorado Mortgage and Home Loan will be able to assist you in choosing a home loan program and appropriate Counseling Course.

For more information contact:

Colorado Mortgage and Home Loan, Toll-Free: 800-609-1100
Partners in Charity, Toll-Free: 800-705-8350

Grants can help many borrowers with down payments on the home of their dreams. For more information on down payment grants fill out the form below and we will contact you shortly.

Down Payment Grants Info Request
*First		*Last
*E-mail		*Phone

Type of Loan	Purchase Refinance Debt Consolidation Cash Out Home Equity Loan Income Property
Loan Amount	0-25K 25K-50K 50K-100K 100K-200K 200K-300K 300K-400K 500K+
Credit	Excellent Good Slow Pay 30 Day Late Some Collections

Total Monthly Expenses	0-2K 2K-2.5K 2.5K-3K 3K-3.5K 3.5K-4K 4K-5K 5K-6K 6K+
Total Monthly Income	0-2K 2K-2.5K 2.5K-3K 3K-3.5K 3.5K-4K 4K-5K 5K-6K 6K+

*Required

Colorado Mortgage and Home Loan provides the lowest interest rates available for mortgages and home loans, 2nd mortgages, a refinance home loan, first time buyers and bad credit loans for buying Colorado real estate for sale and homes in Colorado.

• Colorado Springs
  
• Pueblo
  
• Denver
  
• Aurora
  
• Vail
  
• Fort Collins
  
• Greeley
  
• Lakewood
  
• Arvada
  
• Durago
  

Colorado Mortgage and Home Loan often helps new home buyers acquire the home of their dreams through our first time home buyers programs. These programs include exclusive loan products that allow home buyers to have a low down payment, FHA which offers a low interest rate, and MCC which gives home buyers a reduced tax break.

We can finance any and all Colorado First Time Home Buyers regardles of credit and the available or unavailable notorious down payment. Don't worry, call and we'll handle everything for you.

Did you know that you could be eligible for a 100% loan to value ratio? This means no out of pocket cash for a down payment.

Colorado Mortgage and Home Loan also offers hundreds of low down payment mortgage options for Colorado real estate.

Save money? Lower your payment? Get cash out? Lower your rate?

These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.

Couple that with:

• No cash out of pocket
• No closing costs
• No hidden fees
• No points
• No stress
  
  And you see why 90% of our business is from repeat and referral clients.
  
  Call today and speak with the premier Colorado mortgage brokers,
  Colorado Mortgage and Home Loans .com